🎙️ In this episode, Brad, Marilyn, and Rick dive into one of the most common—and emotionally charged—topics in marriage: money in marriage. From clashing spending habits to conflicting savings goals, financial differences can create serious tension. But they don’t have to. Drawing from their own journey, Brad and Marilyn share practical wisdom, personal stories, and biblical money principles to help couples turn financial friction into deeper connection. With grace, patience, and teamwork, your differences can actually become a gift that strengthens your marriage.
💸 Money in Marriage: How to Navigate Financial Differences with Grace
Money in marriage is one of the most common sources of tension between spouses. Whether it’s differences in spending habits, saving strategies, or long-term financial goals, couples often find themselves at odds over how to handle their finances. But here’s the good news: with the right mindset and intentional conversations, financial differences can become one of the greatest strengths in your relationship.
🧠 Understanding Your Financial Personalities
Start by identifying your financial style—and your spouse’s. Are you a saver who finds peace in a growing bank balance, or a spender who sees money as a tool for experiences and enjoyment? Do you prioritize long-term investments or short-term comforts?
Understanding your financial personalities is key to improving financial communication in marriage. Rather than seeing differences as a problem, view them as opportunities for balance. When you approach money in marriage as a team, you’re better equipped to make wise, unified decisions.
💬 Communicating Well About Money
Healthy financial communication in marriage is essential to navigating money issues with grace. Here are a few practical tips to strengthen your connection while tackling tough money talks:
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Lead with empathy – Financial stress runs deep. Create space for honest, judgment-free conversations.
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Share your money mindset – Open up about what money means to you—security, freedom, identity, etc. This builds mutual understanding.
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Honor each other’s views – Even when you disagree, respect your partner’s perspective. It helps maintain peace in your money in marriage conversations.
✅ Practical Steps to Move Forward Together
Here are a few steps you and your spouse can take to grow in unity around your finances:
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Discuss financial goals and values – Talk openly about what matters most. Are you striving for a debt-free life? Saving for your kids’ future? Giving more generously? Align your values.
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Create a shared budget – A joint budget is a powerful tool to strengthen financial communication in marriage. It turns intentions into action.
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Be patient and persistent – Navigating financial differences takes time. Keep showing up with grace, and don’t lose sight of your shared mission.
🙌 A Note to Church Leaders
As a church leader, you can play a vital role in helping couples thrive in the area of money in marriage. Here’s how you can make a difference:
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Encourage open financial conversations – Offer tools and environments that promote honest dialogue around money.
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Teach biblical money principles – Stewardship, generosity, and contentment are core to financial health and spiritual growth.
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Lead by example – Model transparency, unity, and grace in your own marriage. Let couples see that it’s possible to navigate financial differences with peace and purpose.
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